Bodily Injury Liability and Property Damage Liability
Payment for bodily injury or property damage you cause to other drivers, passengers or pedestrians in an at-fault accident. The coverage includes legal defense if you are sued.
Covers the cost of repairing or replacing your vehicle when you are in an accident.
Pays for damage to your car caused by factors other than collision. Losses include weather damage (hail and flooding), fire, vandalism, theft, and accidents involving a collision with an animal.
Uninsured/Underinsured Motorists Coverage
This covers you for damage or injury caused by another driver who does not have insurance or does not have adequate liability limits.
Medical Payments Coverage
This coverage helps pay for medical expenses for you are a passenger in your car from an accident-related injury.
Rental Car Reimbursement/Additional Expense
Covers the cost of a rental car when your covered vehicle can no longer be driven after it has been disabled from a covered accident.
Road Trouble Service
Covers the cost of emergency roadside assistance when you have been stranded on the road.
When involved in an accident your car may lose value. This coverage compensates you for the reduction in value.
Loan Gap/Lease Gap
If your vehicle is considered a total loss from a covered accident the loan or lease balance on the car may exceed the car’s value. This coverage pays the difference between the loan balance and the car’s value.