Garage Insurance | Coverages

Garage Liability

Provides coverage for incidents resulting from your business operations, such as customer slip and falls, damage to others’ property, use of vehicles in your garage business and more.

Inland Marine

Offers a variety of coverages that protect your property while away from your primary location including tools, employee tools, laptops, and machinery and equipment.

Dealer’s Blanket

Covers physical damage to your vehicles, watercraft and equipment.

Garagekeepers

Covers physical damage to customers’ vehicles in your possession for repair.

Workers Compensation

Covers work-related injuries to your employees.

Commercial Umbrella

Covers large liability losses that exceed the limits of the underlying garage liability policy.

Commercial Property

Provides protection for your buildings, business personal property and property of others.

Tools & Equipment

You depend on them to get the job done, make sure your tools and equipment are protected.

Additional Coverages

Mechanics E&O

Covers damage caused by faulty parts or work done by you or your employees.

Garagekeepers Actual Loss Sustained

Provides unlimited coverage for customers’ vehicles, if they are damaged while in your possession for repair.

False Pretense

Protects your dealership from certain types of fraud or theft.  For example, theft during a test drive or acquiring a vehicle without legal title.

Drive Other Cars Coverage

Provides coverage to an auto you do not own, similar to what is provided under a Personal Auto policy. This is important if you are insuring your business and your personal auto liability on the same policy.

Protection and Indemnity for Boat Repair

Provides liability coverage while operating a watercraft.