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Homeowners Insurance | Discounts

The Bates Agency II LLC specializes in Auto, Home, Life, Health, and Business Insurance.

Multi-Policy Discount

Receive premium discount when you bundle other policies such as Auto, Personal Umbrella, Boat, Life and Rental Property. Discounts can range from 5%-20%.

Payment History

Discounts are extended to clients who consistently pay their premiums on time and do not receive cancellation notices.

Green Discount

When you enroll in paperless billing and pay your policy premiums online.

Protective Devices Discounts

If you have protective devises such as deadbolt locks, fire extinguishers, burglar alarms and smoke detectors.

Deductibles

The higher you increase your deductible the lower the premium on your policy.

Claim Free Discount

A discount given if you have not filed a claim on your policy in the last 3-5 years.

Advance Quote Discount

A discount given to new clients who quote their policies at least 7 days prior to the expiration of their existing policy.

Water Shut Off Discount

This discount may apply if you have an approved and properly maintained whole home water shut off system that automatically turns off the water when a leak is detected.

Mortgage Fee Discount

A discount given when your home is paid off and free and clear of any liens.

New Roof Discount

A discount given for newly installed roofs. It is also based upon the age of the roof so to receive a discount the roof does not have to be brand new.

Retirement Discount

Discounts give to clients who are 55 or older and have retired.

Paid in Full Discount

Discount given when the policy premium is paid in full for the year.