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Contractor's Insurance | Coverages

General Liability

Provides protection from damages that arise out of your normal operations at or away from your business location. Also includes protection from damages caused by your products, services or work you have performed.

Commercial Property

Provides protection for your buildings, business personal property and property of others.

Commercial Auto

Covers vehicles you own and use for your business.

Workers Compensation

Covers work-related injuries to your employees.

Inland Marine

Offers a variety of coverages that protect your property while away from your primary location. Available coverages include Contractors Tools and Equipment, Employees Tools, Laptops, and Building Materials and Equipment. Coverage for rented equipment is also available.

Builders Risk coverage is available to cover your interest in buildings under construction.

Additional Coverages

Owners & Contractors Protective Liability Coverage (OCP)

Covers liability of an owner or general contractor for the operations of an independent contractor doing work for the owner or general contractor.

Additional Insured

We offer you the convenience of different options for your additional insured needs. We also have blanket coverage available for one low price.

Waiver of Subrogation

Waiver of Subrogation is available at no additional cost.

Crime – Building Service Contractors

Covers costs if one of your employees are convicted of stealing property from your customers.

Cyber Liability

In the event of a cyber-attack, our cyber liability package offers the coverages and services you need to protect your business. The package includes a wide range of coverages such as data loss expenses, lost income, and personal identity recovery expenses.

Employment Practices Liability (EPL)

Covers wrongful employment acts such as discrimination, harassment and wrongful termination. With this coverage, you gain access to a valuable employment practices website, as well as a legal advice line, so you can connect with experienced attorneys who are well-versed in federal and state employment laws.

Employee Dishonesty

Covers your business for employee theft of money, securities and other tangible property.

Commercial Umbrella

Covers large liability losses that exceed the limits of the underlying general liability policy.

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