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Auto Insurance | Discounts

The Bates Agency II LLC specializes in Auto, Home, Life, Health, and Business Insurance.

Multi-Policy Discount

Receive premium discount when you bundle other policies such as Homeowners, Personal Umbrella, Boat, Life and Rental Property. Discounts can range from 5%-20%.

Payment History

Discounts are extended to clients who consistently pay their premiums on time and do not receive cancellation notices.

Green Discount

When you enroll in paperless billing and pay your policy premiums online.

Multi – Car Discount

A discount is given when there are two or more private passenger cars insured on the personal auto policy.


The higher you increase your deductible the lower the premium on your policy.

Claim Free Discount

A discount given if you have not filed a claim on your policy in the last 3-5 years.

Advance Quote Discount

A discount given to new clients who quote their policies at least 7 days prior to the expiration of their existing policy.

Retirement Discount

Discount given to clients who are 55 or older and have retired.

Paid in Full Discount

Discount given when the policy premium is paid in full for the year.

Safety Feature Discount

You may qualify for a discount if your vehicle is equipped with certain safety features, such as anti-lock brake systems, airbags or anti-theft devices.

Defensive Driver Discount

A discount for completing a 6-hour Defensive Driving Course.

Good Student Discount

Full-time students may be eligible for a discount if they maintain a cumulative grade point average of 3.0 or better.

Student Away at School Discount

Additional discounts are available for students who are attending school more than 100 miles from home without a vehicle.