Dwelling Coverage
Coverage for the interior construction components of the Condominium Unit including flooring, walls, cabinets, light fixtures, countertops, toilets and bathtubs.
Personal Liability
Provides coverage for incidents occurring anywhere in the world and protects against lawsuits for which you may be liable.
Personal Property Replacement Cost
Covers repair or replacement of your personal property without a deduction for depreciation.
Identity Theft Coverage
Provides coverage for expenses incurred when trying to restore your financial identity.
Loss Assessments Coverage
Covers your portion of an assessment made by the Condominium Association for repairs to common areas.
Medical Payments to Others
Coverage for others that may be injured at your residence.
Additional Living Expense
Pays for additional expenses if you are unable to live in your residence after a covered loss.
Optional Coverages
Guaranteed Home Replacement Cost
This covers the cost to rebuild your home after a loss irrespective of the Dwelling Limit on your policy.
Water Back Up of Sewer or Drain
Covers outside water that enters the plumbing system and backs up inside the home through drains.
Ordinance or Law Coverage
Local ordinances or laws regulating construction or repair of the home. This coverage will pay for code updates if the insurer is paying a claim on a covered loss.
Equipment Breakdown
Covers electrical and mechanical failures of equipment at your home, from air conditioners and heating units to computers and major appliances.
Identity Theft Coverage
Provides coverage for expenses incurred when trying to restore your financial identity.
Personal Articles Coverage
A rider added to your policy to cover items such as jewelry and watches at their face value.
Personal Injury Coverage
Covers claims from defamation of character, libel and slander. This coverage can be separate from the Personal Liability Coverage on your policy.
