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Retail Service Insurance | Coverages

General Liability

Provides protection from damages that arise out of your normal operations at or away from your business location. Also includes protection from damages caused by your products, services or work you have performed.

Inland Marine

Provides broader protection for your specific commercial property such as computers, machinery and equipment, tools and other items.

Commercial Property

Provides protection for your buildings, business personal property and property of others.

Commercial Umbrella

Covers large liability losses that exceed the limits of the underlying general liability policy.

Workers Compensation

Covers work-related injuries to your employees.

Commercial Auto

Covers vehicles you own and use for your business.

Optional Coverages

Cyber Liability

In the event of a cyber-attack, our cyber liability package offers the coverages and services you need to protect your business. The package includes a wide range of coverages, such as data loss expenses, lost income, and personal identity recovery expenses. 

Employment Practices Liability (EPL)

Covers wrongful employment acts such as discrimination, harassment and wrongful termination. With this coverage, you gain access to a valuable employment practices website, as well as a legal advice line, so you can connect with experienced attorneys who are well-versed in federal and state employment laws.

Employee Dishonesty

Covers your business for employee theft of money, securities and other tangible property.

Professional Liability

We offer liability coverage for many different professions.

Equipment Breakdown

Covers mechanical breakdown of equipment used in your business. Includes the cost to repair damaged equipment, spoiled goods and loss of income.

Business Interruption

After a loss, it can take some time to get your business running smoothly again. This protection covers loss of income, costs for continued operation and extra expenses incurred during the time of rehabilitation.

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Customer Reviews
5/5

Marcia is the best when it comes to customer service. She makes sure that the...

QL
QUE L
5/5

Cannot express how Marcia at this location made acquiring home/auto insurance...

MC
Martti C
5/5

The heart of every business is represented by the people who work there. ...

Vince Currao
Vince C
5/5

Customer service is five star...thanks to Aurora Callaway...

ELK Campbell
ELK C
5/5

The Bates Agency is a great insurance agency I use them for not only car...

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Lexa P